Buying a Home

‘Doomsday capitalists’ are buying up old missile bunkers and creating luxury condos

Real estate developers are building luxury condos 15 stories below ground, catering to people who fear imminent disaster on the earth’s surface — and who have the money to buy a Plan B underground. According to a report from The New York Times, some of these bunkers sell for as much as $18m and feature […]
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Market Watch Update: The Latest Market info for Buyers & Sellers

Pete Belcastro & Alice Lema. Brokers with John L Scott of Southern Oregon talk about Market Watch Update: The Latest Market info for Buyers & Sellers.
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30 Days to Buy and Sell a Home

Pete Belcastro & Alice Lema 30 Days to Buy and Sell a Home. Changing Market Conditions You Need to Know
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Alice’s Analysis.. You don’t need 20% down payment to buy a house or a multi family!

Many people believe you need 20% down payment in cash before you can make an offer on a house… This video tells you in just a few minutes how the 3.5% FHA program can help you get into your first property or better yet your first multi family property!Alice Lema Broker John L Scott Real […]
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Alice’s Analysis New Construction Tips. What to Look For & What to Ask For

Alice’s Analysis.. New Construction Tips What to Look For & What to Ask For in a Brand New Home ? Text or call Alice for more info or help with your real estate buying and selling 541-301-7980?Ashland Medford Grants Pass Alice Lema Broker John L Scott Real Estate 541-301-7980 alicelema@alicelema.com #medfordoregonhomes #ashlandoregonhomes #medfordoregon #ashlandoregon #talentoregon […]
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Help.. !! Need duplexs/3plexs in E Medford this week … up to $450K

Hey Real Estate Fans… I have buyers for E Medford 97504 area that want duplexs, 3plexs, and 4plexs before the interest rates go up again… Can be cash but prefer to do conventional financing & and will keep tenants… Anyone ever think of selling or know someone who might be thinking of selling?  Please Please […]
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Basic Principles of all Mortgage Loans

The home is used as security to back up the loan. A lender can force sale of the home if the borrower defaults by failing to make scheduled payments. The larger the loan compared to the value of the home, the more risky for the lender and, often, the more expensive the loan will be. […]
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Are vacation homes a good investment?

You can buy a vacation home today for investment purposes as well as enjoyment. And yes, there are tax benefits. Some people buy a vacation home to use as a permanent retirement home later, which allows them to get ahead on their payments. Another benefit is that the interest and property taxes on a vacation […]
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What are the differences between condos and single-family homes?

Using appreciation as a measure, condominiums in some areas have been as profitable an investment as single-family homes in the past five years. And in some markets, condos appreciated even more, according to some experts. While single-family homes have been the preferred investment by homebuyers, changing demographics are helping make condos more popular, especially among […]
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Is it smart to even consider a fixer-upper?

It depends. Distressed properties or fixer-uppers can be found anywhere, even in wealthier neighborhoods. Such properties are poorly maintained and have a lower market value than other houses in the neighborhood. Many experts recommend that before you make such an investment, first find the least desirable house in the best neighborhood. Then do the math […]
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Are foreclosures a good investment?

A foreclosure property is a home that has been repossessed by the lender because the owners failed to pay the mortgage. Thousands of homes end up in foreclosure every year. Economic conditions affect the number of foreclosures, too. Many people lose their homes due to job loss, credit problems or unexpected expenses. It is wise […]
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What About Refinancing My Mortgage?

When is the best time to refinance? It depends on how long you plan to hold on to your house and if you have to pay anything to refinance. In addition, it also depends on how far along you are in paying off your current mortgage. If you are going to be selling your house […]
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